All investments involve risks, including possible loss of principal. There are no assurances that desired outcomes from ideas outlined in this document will be attained. This material has been provided for informational purposes and should not be construed as investment advice or a recommendation of any particular investment product, strategy, investment manager or account arrangement. Prospective investors should consult a legal, tax or financial professional in order to determine whether an investment product or service is appropriate for a particular situation. Information contained herein has been obtained from sources believed to be reliable but not guaranteed.

TIFIN is a company that offers personalized and engaging fintech experiences for investors, advisors and asset managers, using AI. Franklin Resources, Inc. is a global investment management organization with subsidiaries operating as Franklin Templeton and serving clients in over 155 countries. Franklin Templeton is an investor in TIFIN and has formed partnerships with TIFIN affiliates to deliver AI-powered fintech that leverages data science, investment intelligence, and technology to investors.